Hire purchase

ESTO hire-purchase is a flexible payment solution that allows you to split your payment into convenient monthly installments. Spread the purchase amount over a period that suits you the best. You can choose the period and the down payment amount when completing your purchase by selecting ESTO hire-purchase at checkout.

How to pay with an ESTO hire-purchase?

  1. Add the necessary products to your cart.
  2. Select ESTO hire-purchase as the payment method at checkout.
  3. Choose your preferred repayment period ranging from 3 to 60 months.
  4. You will receive a decision in real-time.
  5. If the decision is positive, digitally sign the agreement using your ID card, Smart-ID, or Mobile-ID.

 

Use ESTO hire-purchase in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

ESTO hire purchase offers and manages ESTO AS. 

ESTO AS hire purchase annual percentage rate is 23.63% per year under the following sample conditions: credit amount of 1490 EUR, goods/services, the cost of 1490 EUR, down payment of 0%, fixed rate of interest at 11.90%, contract 0 EUR, total amount of credit and repayment of the amount 1844.64 EUR assumption that the credit will be returned within 24 months in equal monthly installments size 76.86 EUR. Check out the before conclusion of the contract terms and conditions and if necessary, consult a specialist. Hire purchase offers and manages ESTO AS.

ESTO 3 is the most popular new generation payment method. Split the purchase amount comfortably into 3 equal parts. Get exactly what you need without interest, extra fees, or down payment. Use the ESTO 3-part payment method in online stores and physical shops.

How does it work?
By choosing the ESTO Pay Later payment method, your order is confirmed immediately, but you don't have to pay right away, as the payment deadline is 30 days later.

  1. Add the necessary products to your cart.
  2. Choose ESTO 3 as the payment method at checkout.
  3. You will receive a decision in real-time.
  4. If the decision is positive, confirm the purchase.
  5. ESTO will send you your first invoice on the 15th of next month.

 

Use ESTO 3-partial form of payment (e-shops and physical stores. All ESTO partnerp find a ESTO Market: https://esto.eu/ee/esto-market

 

The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and, if necessary, consult with a specialist. More information at www.esto.ee.

ESTO Pay Later is a new way to pay for your purchases. You get the purchase immediately and need to pay the invoice within 30 days. Get exactly what you need without interest, extra fees or down payment.

How does it work?
By choosing the ESTO Pay Later payment method, your order is confirmed immediately, but you don't have to pay right away, as the payment deadline is 30 days later.


1. Add the necessary products to your cart.
2. Choose the ESTO Pay Later payment method at checkout.
3. You will receive a decision in real-time.
4. If the decision is positive, confirm the purchase.
5. ESTO will send you an invoice, which must be paid in full within 30 day

 

Use the ESTO Pay Later payment method in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

 

The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and, if necessary, consult with a specialist. More information at www.esto.ee.

 

WHAT IS A ESTO?
ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the purchasing experience for consumers by making it exceptionally easy and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.
If you need assistance, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

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